NPIP
Coverages Offered

  • GENERAL LIABILITY

    • Commercial General Liability
    • Personal and Advertising Injury Liability
    • Products / Completed Operations
    • Damage to Leased or Rented Premises
    • Fire Legal Liability
    • Employee Benefits Liability
    • Stop Gap - Employers Liability
    • Volunteers as Additional Insureds
    • Coverage for Fundraising / Special Events
    • Abuse & Molestation

  • COMMERCIAL PROPERTY

    • Earthquake
    • Flood
    • Business Income with Extra Expense
    • Electronic Data Processing
    • Newly Acquired or Constructed Property
    • Auto Physical Damage - Storage or When Not "Over the Road"
    • Valuable Papers / Accounts Receivable
    • Green Property Coverage Extension

  • AUTO LIABILITY & PHYSICAL DAMAGE
    INCLUDING NON-OWNED AUTO

    • Automobile Liability
    • Underinsured Motorist Bodily Injury
    • Non-Owned / Hired Auto Liability
    • Garagekeepers Liability
    • Garage Liability
    • Volunteers as Insureds Coverage Available
    • Auto Physical Damage
    • Hired Auto Physical Damage

  • WRONGFUL ACTS LIABILITY
    INCLUDING D&O and EPLI

    • Directors, Officers and Employee Liability
    • Employment Practices Liability
    • Fiduciary Liability
    • Sexual Harassment

  • MISCELLANEOUS PROFESSIONAL LIABILITY

    • Licensed Professional Coverage
    • Counselors, Therapists and Social Workers, Dental Hygienists, Nurses, EMTs, Paramedics & Psychologists

  • CRIME/EMPLOYEE DISHONESTY

    • Employee Dishonesty
    • Forgery and Alteration
    • Theft, Disappearance and Destruction

  • EQUIPMENT BREAKDOWN

    • Property Damage on and off Premises
    • Services Interruption / Business Income

Insurance Coverage


NPIP provides comprehensive insurance coverage to its members. The following represents a brief overview of the coverages provided through NPIP and is not intended to be used as a direct reflection of all coverages available. Click on the main coverage sections below to learn more about all the coverages NPIP provides.


The limits and coverages shown here are brief overviews of the coverages represented by the Non Profit Insurance Program. The terms and conditions offered might differ from your prior policy and from what you requested in your submission. This document is not intended to be used as a direct reflection of all coverages or to replace or alter the policies in any way.